I had a bat mitzvah, was confirmed, went to Jewish summer camp, I go to temple for the High Holy Days. I think, like most people in their early 20s, I kind of strayed away from it. I think once I have a family I'll be back into it.
Housing associations have fingered the fact that they cannot use their assets as liquidity due to Bank of England rules unlike their continental equivalents. This has emerged to be one of the main bottlenecks to getting investment going in the U.K. It is a Bank of England issue.