To appreciate heaven well, it's good for a person to have some fifteen minutes of hell.
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Homeowners who refinanced their mortgages took out cash and reduced their monthly payments at the same time. Much of the cash obtained by refinancing was spent on consumer durables, home improvements and the like.
People talk about retiring. I never said that r-word. People though I went away after the Olympic Games. I took time off to do something I've always wanted to be - a mother.

