The result of long-term relationships is better and better quality, and lower and lower costs.
There is a basic lesson on financial crises that governments tend to wait too long, underestimate the risks, want to do too little. And it ultimately gets away from them, and they end up spending more money, causing much more damage to the economy.
I think the state has some serious problems. Just look at the layoffs going on across the state, not just in Chicago. It affects the middle class. It pushes people down.