“If everything always went perfectly, I would feel like, When is the ball going to drop? Because good things don't always last. Maybe I'm a pessimistic person. When something just seems too good, I can't believe it.”

“Although this crisis in some ways started in the United States, it is a global crisis. We bear a substantial share of the responsibility for what has happened, but factors that made the crisis so acute and so difficult to contain lie in a broader set of global forces that built up in the years befor”