As long as you as an individual... can convince yourself that in order to move forward as best you can you have to be optimistic, you can be described as 'one of the faithful,' one of those people who can say, 'Well, look, something's going to happen! Let's just keep trying. Let's not give up.
“Even people who feel perfectly comfortable investing in the stock market and owning their own homes often have qualms about individual medical accounts or Social Security private accounts.”