In the financial system we have today, with less risk concentrated in banks, the probability of systemic financial crises may be lower than in traditional bank-centered financial systems.
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Nationality: American Type: Public Servant Born: August 18, 1961 |
I'm always a big fan of if you approach somebody politely about something and you're not a nudge - you're just pretty honest and simple, my kind of philosophy is that I'm not afraid of 'no,' and that's way different than 'I won't take no for an answer.'
We are obsessed with image. I don't think we should take it that seriously.

