In the financial system we have today, with less risk concentrated in banks, the probability of systemic financial crises may be lower than in traditional bank-centered financial systems.
![]() |
Nationality: American Type: Public Servant Born: August 18, 1961 |
A kind heart is a fountain of gladness, making everything in its vicinity freshen into smiles.
The vast majority of prisoners at Abu Ghraib, even after interrogation, had no further intel value whatsoever.

