Intellectual property is an important legal and cultural issue. Society as a whole has complex issues to face here: private ownership vs. open source, and so on.
It's easy to set a story anywhere if you get a good guidebook and get some basic street names, and some descriptions, but, for me, yes, I am indebted to my travels to India for several of the stories.
Confront your fears, list them, get to know them, and only then will you be able to put them aside and move ahead.

