I'm very aware there are lots of other people who are just bright and working just as hard, with just the same dedication to make the world a good place.
I think it's probably best to work out in the morning to get it out of the way. My ultimate top tip is to drag yourself, even if you have to roll yourself out of your bed and in to a sit-up - it's really not that bad once you start.
If you are a rich person straining every sinew to keep every last pound in your pocket, there comes a point when you realize you are not just escaping the clutches of the Chancellor of the Exchequer. You are passing a greater burden on to people poorer than yourself, and depriving even poorer people

