“It is estimated that raising the retirement age to 70 would cut the shortfall by about 36%. But this proposal has some drawbacks. Women and men who have worked jobs that require manual labor all of their lives may not physically be able to do work until they are 70 years old.”
“I sailed a bit as a child, but it wasn't until I was around 40, when I was halfway through Patrick O'Brian's 'Master and Commander' novels, that I had the sudden epiphany that I had to go sail on a square-rig ship.”