Kids are all computer-savvy. Sit down and write to your parents on the computer. And just say, I have some questions and I'm scared. There's some stuff I don't know and I really need to talk to you about sex. Tear it off and put it on their pillow. They'll read it.
Education can counteract the natural tendency to do the wrong thing, but the inexorable succession of generations requires that the basis for this knowledge be constantly refreshed.
I never did buy things on credit, I always paid for 'em, because I can't see much difference in paying for something and just waiting a week and pay interest on it; that looks foolish to me.

