All of the things that have happened in my life have been self-propelled. I can't blame anybody else or point a finger at anybody.
Laziness is a secret ingredient that goes into failure. But it's only kept a secret from the person who fails.
I look back on it, yeah, I'm in a much worse financial position than I was eight years ago. I'm going to have to go out at age 62 and kind of readdress some of that.