In life it wasn't what you know, but who you know. I had people who were trying to buy teams and had they bought the teams, I would have gotten to coach because they wanted me to coach. But the people who have the teams hire their friends.
The key to making healthy decisions is to respect your future self. Honor him or her. Treat him or her like you would treat a friend or a loved one. A Stanford study showed that those who saw a photo of their future self made smarter financial decisions.

