I've looked after my money. As I started working around my third birthday, my first check went straight to the bank.
Be unselfish. That is the first and final commandment for those who would be useful and happy in their usefulness. If you think of yourself only, you cannot develop because you are choking the source of development, which is spiritual expansion through thought for others.
Then my mother was taken ill and died and my father took me to St. Mary's.