What you've got to realise is that footballers, and me in particular, have seen everything in the changing room. Everything. I've seen the manager kicking off with the players, the players kicking off with him, players fighting each other, managers fighting, everything.
Most professional players are their own biggest critics. Some of the things you read in the papers that strike you as bang out of order will already have been thought by the players themselves.
Show people tend to treat their finances like their dentistry. They assume the man handling it knows what he is doing.