We're a Muslim family, but we're also very cultured and we have a mixture of different religions. For example, my brother-in-law is Catholic, and my sister converted and my nephews are baptized. I have an uncle who just graduated and currently he's a priest.
I would not be opposed to devising a new system of pensions, in which one part was based on collective provision, but which also gave incentives for people to take out an additional, personal plan.
When he was twenty-three or twenty-four my father began to learn German and read philosophy in his spare hours, which did not look as though he were destined to remain long on board ship!

