I would not be opposed to devising a new system of pensions, in which one part was based on collective provision, but which also gave incentives for people to take out an additional, personal plan.
Family businesses that have been around for generations are suddenly closing their doors, and while I'm not comparing my situation or my family's situations to theirs, the fact that my father's business, which has been around for 30 years, might not be around, it gives me a perspective that makes me