As long as you're having fun and still doing stuff, it doesn't matter what other people think.
I had a real good thing going for me, and I got sidetracked. It doesn't have to be that way. It doesn't have to be drugs. It doesn't have to be alcohol. That part of my life is over.
If you put a ten dollar bill under the rug instead of spending it, that is capital formation. It represents ten dollars' worth of something that might have been immediately consumed, but wasn't.