Trust your gut instinct over spreadsheets. There are too many variables in the real world that you simply can't put into a spreadsheet. Spreadsheets spit out results from your inexact assumptions and give you a false sense of security. In most cases, your heart and gut are still your best guide.
|  | Nationality: Indian Type: Businessman Born: September 6, 1959 | 
				I refused David Letterman's proposal of marriage for obvious reasons, but thanks for asking.			
				

