When men hear women want a commitment, they think it means commitment to a romantic relationship, but that's not it. It's a commitment to not floating around anymore. I want a guy who is entrenched in his own life. Entrenched is awesome.
To design the future effectively, you must first let go of your past.
If you put a ten dollar bill under the rug instead of spending it, that is capital formation. It represents ten dollars' worth of something that might have been immediately consumed, but wasn't.