“The key to making healthy decisions is to respect your future self. Honor him or her. Treat him or her like you would treat a friend or a loved one. A Stanford study showed that those who saw a photo of their future self made smarter financial decisions.”

“Since the presidency of Ronald Reagan, conservatives have succeeded by adhering to a platform that rests firmly on three legs: smaller government, faith and family, and a strong national defense. These three legs do not merely represent a political coalition; they are three necessary components of a”