The difference between mad people and sane people... is that sane people have variety when they talk-story. Mad people have only one story that they talk over and over.
Housing associations have fingered the fact that they cannot use their assets as liquidity due to Bank of England rules unlike their continental equivalents. This has emerged to be one of the main bottlenecks to getting investment going in the U.K. It is a Bank of England issue.
After all, it's the future of business communication that we're looking toward.