If I can bring some light to bear on problems like that, I feel that people will be enlightened not only on the question but also on a way of approaching such questions.
I've fallen back on this periodically, although I must say that getting out of the grocery business ranked right up there with getting out of the army as one of the happier experiences of my life.
I was taken in by what might be called the Hard Times version of the Communists' advertising or recruiting technique.