You can't get rid of it with exercise alone. You can do the most vigorous exercise and only burn up 300 calories in an hour. If you've got fat on your body, the exercise firms and tones the muscles. But when you use that tape measure, what makes it bigger? It's the fat!
I have three phobias which, could I mute them, would make my life as slick as a sonnet, but as dull as ditch water: I hate to go to bed, I hate to get up, and I hate to be alone.