You cannot live on other people's promises, but if you promise others enough, you can live on your own.
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There were two things going on: 1) I had already established in my own mind where I wanted to go with the next series, and having James around as a Grey Eminence would have complicated matters. He had had an amazing life and it was time to bid him good-bye.
I agree that we must expand opportunities for retirement saving, but we must not undermine this worthy effort with a flawed privatization scheme that takes the 'security' out of Social Security.

