I like spending time at home. In Paris, people drop by and have a bite to eat, or they drop by and watch Friends on TV. I take my dog to the office there, and I walk to work sometimes.
Housing associations have fingered the fact that they cannot use their assets as liquidity due to Bank of England rules unlike their continental equivalents. This has emerged to be one of the main bottlenecks to getting investment going in the U.K. It is a Bank of England issue.