When I was in my early 20s, my dream was to write mystery novels. I wanted to do what my favourite crime writer, Ross Macdonald, did - crank out a book a year. The only problem - and it was a considerable one - was that I stank.
The more generous the benefit, the easier you make it to stay on unemployment insurance, and the less incentive there is for people to actually go out and do what it takes to get a job.