I used to lie between cool, clean sheets at night after I'd had a bath, after I had washed my hair and scrubbed my knuckles and finger-nails and teeth. Then I could lie quite still in the dark with my face to the window with the trees in it, and talk to God.
If you have more money than you need, you have to give it away. It's a duty. I get to choose whom to sponsor, and I like to give to the areas that I know something about.