I start a lot more songs than I finish, because I realize when I get into them, they're no good. I don't throw them away, I just put them away, store them, get them out of sight.
And, hey, I'm not under the illusion that everything's just going to be hunky-dory work wise forever. I've never been under that illusion. Things could go away tomorrow.
Even people who feel perfectly comfortable investing in the stock market and owning their own homes often have qualms about individual medical accounts or Social Security private accounts.

