Capitalism is the astounding belief that the most wickedest of men will do the most wickedest of things for the greatest good of everyone.
I'm not a money manager, but I can tell you what the conventional wisdom is. The younger you are, the more risk you can take on.
You can lead a team in a lot of different ways. It can be talking to somebody who is down or, during the course of a game, looking to penetrate and then dropping the ball off to someone else for an easy bucket.

