A 'modern' man has nothing to add to modernism, if only because he has nothing to oppose it with. The well-adapted drop off the dead limb of time like lice.
I say all the time I think there should be some courses in the regular schooling system that isn't, even like about credit, things that matter later in life. I learned the harder way: 'Look, I got a $500 credit card in the mail, let's go shopping!'