If you are a novelist of a certain type of temperament, then what you really want to do is re-invent the world. God wasn't too bad a novelist, except he was a Realist.
In the financial system we have today, with less risk concentrated in banks, the probability of systemic financial crises may be lower than in traditional bank-centered financial systems.
I have been following a vegan diet now since the 1980s, and find it not only healthier, but also much more attractive than the chunks of meat that were on my plate as a child.

