Give people enough guidance to make the decisions you want them to make. Don't tell them what to do, but encourage them to do what is best.
If you put a ten dollar bill under the rug instead of spending it, that is capital formation. It represents ten dollars' worth of something that might have been immediately consumed, but wasn't.
A fundamentalist can't bring himself or herself to negotiate with people who disagree with them because the negotiating process itself is an indication of implied equality.

