You have to believe what you say, and if you believe what you are saying, then acting is easy.
I would not be opposed to devising a new system of pensions, in which one part was based on collective provision, but which also gave incentives for people to take out an additional, personal plan.
I believe it is an important project, it makes the cost of doing business lower and they will make us more competitive at the same time, it will also provide some satisfaction to the people who demand services for them of the quality they want and also quickly.

