What I remember most about junior homecoming was my date getting sick afterwards. That kinda sucked. Then, senior year, someone got gum in her hair when we were dancing. She had to get one of the chaperones to take her to the office and cut up her hair. I felt really bad for her, but it worked out f
And, hey, I'm not under the illusion that everything's just going to be hunky-dory work wise forever. I've never been under that illusion. Things could go away tomorrow.
I didn't need the insurance. I do it again if my DP tells me it didn't look good in the camera or if the actors didn't hit their marks. But if everything was working why do it again?