If I started at 13, by the time I was 14 I was already good enough to play in front of people. I started off playing drums when I was 5, so playing in front of people didn't matter - not a problem.
Waste your money and you're only out of money, but waste your time and you've lost a part of your life.
Drawing is the honesty of the art. There is no possibility of cheating. It is either good or bad.