I would not be opposed to devising a new system of pensions, in which one part was based on collective provision, but which also gave incentives for people to take out an additional, personal plan.
I've wanted to do it for years, but every attempt at it has turned into another tune. We have actually taken a different approach, we're doing a lot of sampling - we're even sampling bits of Flash!
As soon as you go into any biological process in any real detail, you discover it's open-ended in terms of what needs to be found out about it.

