A transfer of money should never be involved in this profound situation. Although illness is profound, too, but medicine's a business today. It's a business.
Writing has laws of perspective, of light and shade just as painting does, or music. If you are born knowing them, fine. If not, learn them. Then rearrange the rules to suit yourself.
When I was as you are now, towering in the confidence of twenty-one, little did I suspect that I should be at forty-nine, what I now am.