Furthermore, America suffers not only from a lack of standards, but also not infrequently from a confusion or an inversion of standards.
You have to learn the rules of the game. And then you have to play it better than anyone else.
I basically believe the medical insurance industry should be nonprofit, not profit-making. There is no way a health reform plan will work when it is implemented by an industry that seeks to return money to shareholders instead of using that money to provide health care.