I never did buy things on credit, I always paid for 'em, because I can't see much difference in paying for something and just waiting a week and pay interest on it; that looks foolish to me.
“What right does Congress have to go around making laws just because they deem it necessary?”
“Jainism has two ways of looking at things: one called Dravyarthekaraya and the other Paryayartheka Noya. According to the Dravyarthekaraya view the universe is without beginning and end, but according to the Paryayartheka view we have creation and destruction at every moment.”