I never did buy things on credit, I always paid for 'em, because I can't see much difference in paying for something and just waiting a week and pay interest on it; that looks foolish to me.
I grew up in a very religious family. I could read the Qu'ran easily at the age of five.
Stereotypes involving Christian identity, Christian persecution is so far back in history now that no one fears it being revived, unless you live in China, I guess.