To be stupid, selfish, and have good health are three requirements for happiness, though if stupidity is lacking, all is lost.
I grew up in a family where our mother made our clothing. We didn't have a lot of money, so we learned how to scrimp, and we learned how to invent and to create. And those are learned skills.
A lot of bands have the enthusiasm kicked out of them by playing really dreary pub venues that just churn bands through.

