“I had a very famous trainer tell me once, 'You can usually train a wild animal but never tame a wild animal, ever.' They are always going to be wild, no matter what anybody says.”

“Banks operate like a man who either wears his trousers round his chest, stifling breathing, as now, or round his ankles, exposing his assets. We want their trousers tied round their middle: steady lending growth; particularly to productive British business, especially small scale enterprise.”