There are a lot of times that if a detail in a scene or a beat, feels unnatural, they'll allow me to explore another direction to go until we're all comfortable with what we are doing.
I think IT projects are about supporting social systems - about communications between people and machines. They tend to fail due to cultural issues.
In the financial system we have today, with less risk concentrated in banks, the probability of systemic financial crises may be lower than in traditional bank-centered financial systems.

