If you desire information on some point of law, you are not likely to ponder over the ponderous tomes of legal writers in order to obtain the knowledge you seek, by your own unaided efforts.
I suppose one has a greater sense of intellectual degradation after an interview with a doctor than from any human experience.
It all comes down to interest rates. As an investor, all you're doing is putting up a lump-sump payment for a future cash flow.

