If you can't pay for a thing, don't buy it. If you can't get paid for it, don't sell it. Do this, and you will have calm and drowsy nights, with all of the good business you have now and none of the bad. If you have time, don't wait for time.
“Schools used to fund-raise for luxuries, like a trip to the water slides. Now, we fund-raise for things we have to have.”