I don't think you can come into your wisdom until you have made mistakes on your own skin and felt them in reality of your own life.
“Many a man who pays rent all his life owns his own home; and many a family has successfully saved for a home only to find itself at last with nothing but a house.”
“The chief role of the universities is to prolong adolescence into middle age, at which point early retirement ensures that we lack the means or the will to enforce significant change.”