As far as your personal goals are and what you actually want to do with your life, it should never have to do with the government. You should never depend on the government for your retirement, your financial security, for anything. If you do, you're screwed.
“Investors have to ask themselves two questions. How much can we grow our investments? And, can we afford our mistakes?”
“My situation should have been a lot worse. By rights I shouldn't have survived the crash.”