Good taste is the modesty of the mind; that is why it cannot be either imitated or acquired.
In the financial system we have today, with less risk concentrated in banks, the probability of systemic financial crises may be lower than in traditional bank-centered financial systems.
As long as your intention is pure, and you know what you're in it for, then you're alright. And I'm in it because I enjoy it. I take it seriously... real seriously. I mean I could sit and talk all day about the music.