The rolling contract was designed to specifically take away some of that retirement talk and retirement issue.
I gave up so many things. It wasn't that I was out of control - it was just years of eating anything I wanted. I wouldn't eat a whole pizza, but if I wanted pizza two or three times a week, I didn't think to limit myself. So I just cut out all the stuff that I viewed as unhealthy.
It's better to be good than evil, but one achieves goodness at a terrific cost.