A moderate addiction to money may not always be hurtful; but when taken in excess it is nearly always bad for the health.
I've changed my life in a lot of ways. I'm a mom, a wife, and a Christian. Some of the things I expressed in my early 20s aren't what I care to express right now.
Thirteen thousand dollars a year is not enough to raise a family. That's not enough to pay your bills and save for their future. That's barely enough to provide for even the most basic needs.