I tell my students, it's not difficult to identify with somebody like yourself, somebody next door who looks like you. What's more difficult is to identify with someone you don't see, who's very far away, who's a different color, who eats a different kind of food. When you begin to do that then lite
“I'm smart with my money, I invest conservatively. I don't mind paying top-dollar, but I don't want to get ripped off.”
“You know what else I've learnt? That it's all right not to ride the crest of the wave. Every time a wave comes along I retreat, and I haven't come to any harm yet.”